Westchester County Chapter 13 Bankruptcy Attorneys

The aim of those filing for bankruptcy under Chapter 13 is debt consolidation and repayment of some or all debt to creditors. Unlike total liquidation under Chapter 7, this process allows debtors to use future income to pay off the debt. While a Chapter 13 bankruptcy occurs under the supervision of the court, a bankruptcy attorney will safeguard your interests.

At the Westchester law firm of Mitchell Pollack & Associates we provide full-service legal advice and representation to creditors throughout New York and New Jersey. Contact an experienced Chapter 13 bankruptcy lawyer who can help you ensure your position is secured.

Understanding Chapter 13 Bankruptcy

Debt relief under Chapter 13 involves a court-approved, trustee-administered payment plan proposed in good faith. Debtors must also meet certain qualifications under the Bankruptcy Code.

The Chapter 13 bankruptcy payment plan must provide full payment of certain priority claims before general unsecured claims, and generally full payment of the value of secured claims on personal property, excluding real estate. Payments to other creditors may amount to little or nothing depending on many factors. Our skilled bankruptcy lawyers will help ensure your best interests in a case are fully protected.

Contact Our Bankruptcy Attorneys Today: 1-866-400-7388

The practice and outcome of Chapter 13 will vary widely based on the background and approach of trustees and judges about what is considered reasonable or in good faith. Contact the experienced bankruptcy lawyers at Mitchell Pollack & Associates. Our familiarity with local judicial attitudes and unwritten rules can be a tremendous advantage in helping to ensure a successful outcome in your Chapter 13 bankruptcy case.